What is the advantage of USD Coin?

The execution of issuing and redeeming USDC tokens is ensured with ERC-20 smart contract. Bringing US dollars on the blockchain allows moving them anywhere in the world within minutes, and brings much-needed stability to cryptocurrencies . Also, it opens up new opportunities for trading, lending, risk-hedging and more.

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Why is USDC interest so high?

The easy explanation is that high interest rates compensate people for the risk that the stablecoin will fall off its peg . But prime stablecoins like USDC and Pax (USDP) are fully backed by high-quality dollar assets, so the risk that people will lose their money is small.

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