Stablecoin nedir

It’s true that stablecoins — whether collateralized or algorithmic — are less secure than U.S.-regulated bank accounts and money market funds . But from a stability perspective, that’s not the point. The bank-run risk for stablecoins is largely independent of the regulated economy, so it is a diversifying risk.

A stablecoin is a cryptocurrency whose value is fixed to another asset , often currencies such as the U.S. dollar or the euro, though other assets are possible. This kind of crypto coin tracks the underlying asset, making its value stable over time, at least relative to the currency it’s pegged to.

Binance USD is one of the most popular stablecoins in the crypto market. These stablecoins are generated from the Binance company. It is basically the Binance crypto being pegged to fiat cash, more specifically, the US dollar. This is one of the most used stablecoins in the market.10 Şub 2022

USD Coin is pegged to the U.S. dollar and short-duration U.S. Treasuries with a circulating supply of $49 billion, according to Circle. Other stablecoins like Dai, Binance USD, and TerraUSD are also popular, but have smaller market caps and different reserve breakdowns.