What is XRP being used for?

XRP is the native cryptocurrency for products developed by Ripple Labs. Its products are used for payment settlement, asset exchange, and remittance systems that work more like SWIFT, a service for international money and security transfers used by a network of banks and financial intermediaries.

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Why would banks use XRP?

Ripple’s xRapid offering provides on-demand liquidity for financial institutions, lowering their liquidity costs and improving their customer experience . Ripple’s xVia allows banks and other corporations to send global payments across various networks using one standard interface.

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