Should I keep my money in USDC?

No. USDC is still a cryptocurrency which you don’t hold or own a private key for, but it’s advertised as a stable coin which somehow makes most people feel more at ease for it. If you’re holding your cash in USDC, it’s exactly the same as if you were holding it in Bitcoin or any other coin on Coinbase.

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Is USDC a good investment?

USDC is a great option for traditional investors looking for a low-beta investment that can generate returns better than CDs . This low-beta investment can also reduce the portfolio’s overall risk which can help match the portfolio’s risk profile with the investor’s risk appetite.

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Why is USDC interest so high?

The easy explanation is that high interest rates compensate people for the risk that the stablecoin will fall off its peg . But prime stablecoins like USDC and Pax (USDP) are fully backed by high-quality dollar assets, so the risk that people will lose their money is small.

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Is USDC a safe coin?

While USDT is used more frequently for trading and payments, USDC is often described as a safer stablecoin since Centre makes a greater effort to comply with audits and governmental regulation, and has more transparent, fully-backed reserves.

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