How safe is stablecoin?

It’s true that stablecoins — whether collateralized or algorithmic — are less secure than U.S.-regulated bank accounts and money market funds . But from a stability perspective, that’s not the point. The bank-run risk for stablecoins is largely independent of the regulated economy, so it is a diversifying risk.

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Is USDC Decentralised?

The cryptocurrency is backed by U.S. dollar-denominated assets held at regulated and audited U.S. financial institutions. USDC has a variety of uses in the crypto marketplace, but is commonly deployed in decentralized finance (DeFi) protocols and by traders .

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