How do I transfer money from my bank to Coinbase?

For US customers, Coinbase uses the ACH bank transfer system for transfers to your bank account. The ACH bank transfer system typically takes 3-5 business days to complete after initiating a sell or withdrawal. Coinbase will deduct the balance from your source of funds and begin the bank transfer immediately.

Bank Transfers (ACH)

How do I transfer cash to my bank account? To transfer cash from Coinbase to your linked debit card, bank account, or PayPal account, you first need to sell cryptocurrency to your USD wallet . After this, you can cash out the funds.

For all puchases or ATM withdrawals made with other cryptocurrency, Coinbase will charge a flat 2.49% transaction fee because we facilitate the sale of your crypto. For example, if you spend $100 of bitcoin with your Coinbase Card in the United States, you’ll be charged a fee of $2.49.