What is CTC in Excel?

CTC = Direct benefits + Indirect benefits + Saving Contributions . Direct Benefits: Basic Salary, DA, Conveyance Allowance, HRA, Medical Allowance, LTA and other allowances if any. Indirect Benefits: Interest-free loans, food coupons, Company leased Accommodations, Medical Insurance, Income Tax savings.

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How do you calculate CTC?

CTC is calculated by adding salary and additional benefits that an employee receives such as EPF, gratuity, house allowance, food coupons, medical insurance, travel expense and so on. CTC in colloquial terms is the cost an employer bears to hire and sustain its employees. Formula: CTC = Gross Salary + Benefits .

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