How long does an XRP transfer take?

A single XRP transaction takes just over 2 minutes , but if you want to send 10 or 100 transactions, this could take hours. The Ripple network is built around the concept of microtransactions, meaning they allow people to pay each other small amounts of money without having to wait for larger payments to settle.3 May 2019

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Why is ERC20 taking so long?

It depends on the ERC20 network congestion level (how crowded the ERC20 traffic is). Individual XWallet accounts by default can transfer up to a certain amount. If your transfer amount exceeds the default limit, the transaction will be reviewed manually, which will usually be processed within 12 hours.

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